1. Introduction
Welcome to NapaPay Inc. (Corp) These Terms and Conditions ("Terms") govern your use of our services, including but not limited to the consultation services provided by NapaPay Inc. ("we," "us," "our"). NapaPay and Napa Pay are registered brand names of NapaPay Inc., registered in Dover, Delaware, USA, and Toronto, Ontario, Canada. All rights reserved. Our web domains, sites, and social media accounts are registered and reserved.

2. Acceptance of Terms
By accessing or using our services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our services.

3. Services Provided
NapaPay Inc. provides customer consultation services to help customers navigate and choose appropriate payment solutions. NapaPay Inc. is an officially contracted sales operator and partner for payment processors. Our role is to ensure that clients are well-informed about the features, benefits, and characteristics of payment solutions. We also act as support agents to facilitate understanding and implementation of payment processing services.

4. Eligibility
To use our services, you must be a business registered in the USA or Canada and operate within these territories. You must also have the authority to enter these Terms on behalf of the business.

5. Account Registration
To access our services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

6. Fees and Payment
NapaPay Inc. does not charge any fees for our consultation services unless special arrangements (written and signed contracts) are made. We do not control charges or fees provided by third parties and directly or indirectly linked with services we provide. Our services are completely free for clients, and we guarantee that we will never contact you to request any form of payment.

7. Data Privacy
We are committed to protecting your privacy. Please review our Privacy Policy, which explains how we collect, use, and protect your information. By using our services, you agree to the collection and use of your information as described in the Privacy Policy. Your data is strictly confidential and will not be disclosed or sold to any third parties. It will solely be used to prepare a tailored offer for your business.

8. Data Security
We use industry-standard security measures to protect your data during transmission and storage. However, we cannot guarantee absolute security, and you acknowledge and accept the inherent risks of transmitting information over the internet.

9. Use of Services
You agree to use our services only for lawful purposes and in accordance with these Terms. You are responsible for all activities that occur under your account.

10. Intellectual Property
All content, trademarks, service marks, logos, and other intellectual property displayed on our services are the property of NapaPay Inc. or its licensors. You may not use any of these without our prior written consent.

11. Termination
We may terminate or suspend your access to our services at any time, without prior notice or liability, for any reason, including if you breach these Terms.

12. Limitation of Liability
To the fullest extent permitted by law, NapaPay Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your use of our services.

13. Indemnification
You agree to indemnify and hold NapaPay Inc. harmless from any claims, losses, liabilities, damages, expenses, and costs (including reasonable attorney's fees) arising out of or related to your use of our services, your violation of these Terms, or your infringement of any third-party rights.

14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, USA, without regard to its conflict of law principles.

15. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website. Your continued use of our services after such changes constitutes your acceptance of the new Terms.

16. Contact Information
If you have any questions about these Terms, please contact us at:

NapaPay Inc.
20 Adelaide Street East, Suite 905,
Toronto, Ontario, Canada, M5C 2T6

NapaPay Inc.
8 The Green, Suite B,
Dover, Delaware, USA, 19901

Email: legal@napapay.ai